Privacy Policy

Privacy Policy

Effective Date: 18.4.2025

Only Points International ("we", "our", or "us") values your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.onlypointintl.com, use our services, or interact with us. Please read this policy carefully.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

• Full name
• Email address
• Phone number
• Mailing address
• Date of birth
• Social Security Number or other government ID (if applicable)
• Employment and income details
• Financial account information

b. Non-Personal Information

• Browser type and version
• IP address
• Device information
• Pages visited and time spent
• Referring URLs

2. How We Use Your Information

We use the information we collect for purposes including:

• Verifying your identity and eligibility
• Processing financial transactions and services
• Personalizing your experience
• Communicating with you regarding your account or services
• Conducting analytics and improving our website and services
• Complying with legal and regulatory requirements
• Preventing fraud and protecting our systems

3. Sharing of Information

We may share your information with:

• Service providers and partners who assist in our operations  (e.g., payment processors, credit bureaus)
• Regulatory authorities, if required by law or in response to legal requests
• Affiliated companies for business purposes
• Third parties in connection with business transfers (e.g., mergers, acquisitions)

 We do not sell your personal information to third parties.

4. Data Security

We implement administrative, technical, and physical safeguards to protect your personal information. These include encryption, secure servers, and access controls. However, no method of transmission over the internet is 100% secure.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze usage, and deliver personalized content. You can manage your cookie preferences through your browser settings.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their privacy policies.

7. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” and notify you as required.